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Derek Koh

In Touch

A Monthly Curated Newsletter

In a year where many of us are affected and perhaps feel powerless over our incomes amidst a pandemic, it is a good time to take stock of our financial health and confront our feelings about them & the way with deal with them. Whether we are young, middle-aged or senior, here are some important principles & practical tips on money management that we can fall back on which can go a long way into helping us optimise our finances and become financially wiser.

The Richest Man in Babylon by George S. Clason

Save at least 10 percent of everything you earn and do not confuse your necessary expenses with your desires. Work hard to improve your skills and ensure a future income because wealth is the result of a reliable income stream. You cannot arrive at the fullest measure of success until you crush the spirit of procrastination within you.

 
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6 Ways You Can (Legally) Reduce Your Income Tax For YA 2021

Do them before the end of the year.

 
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Freedom from the money culture | Lynne Twist | TEDxBerkeley

 
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I seek to reach out to people who believe in safeguarding the interests of their loved ones. Let me know if I can be of help to someone you know or care about. We can make a difference to lives when it matters most. Cheers.
 
Derek Koh
 
 
 
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WhatsApp me at +6586668788  
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Testimonials and Referral Notes

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Senior Financial Consultant, Mathew Kan

I’ve known Derek back in our recruit days in the Navy, back then I remembered he was an easy-come, easy-go fellow. I’ve seen him develop his assertiveness and leadership qualities when we were deployed to our respective RSN ships. Right after Derek left the Navy, he joined Prudential with an iron mindset to rise up to management level. His determination and grit enabled him to expand his team fast in the early days. And seeing how he spends time and effort grooming the people under him, I took the huge step to join him as part of my mid-life career switch. I would say this is the best decision I’ve made as I can see that financial planning is both an important and meaningful part of life in order to protect those close and dear to us.

Senior Financial Service Manager, Ivan Ang

Took a leap of faith with Derek back in 2016. As a mid-career switch person like me, I would also like to explore more on how to fast track to being part of the management path in this industry. I am glad that this aligns with the direction of the agency and Derek which allows me to be promoted as a Senior Financial Service Manager in 2018, which is 2years plus after joining. . I am very passionate to be part of the management role in DKO so to mentor and groom the next wave of leaders and achievers. I believe Derek has created the right culture and system in place to help everyone to a greater height. Derek has the vision and great leadership to rise by lifting everyone. I am very glad and thanks to Derek Koh

Financial Consultant, Benson Chan

I switched from my banking job to join DKO as a Financial Consultant during the covid crisis when some would hesitate. Half a year into this industry, I can say that the opportunities and goals that await me seem limitless; given Derek's direct mentorship and support. A person with humble beginnings, Derek also started out like everyone else and worked his way to who he is today. I am extremely proud of him as my Financial Services Director, mentor, and friend. I would say that DKO will always open new doors to new opportunities with him around as he continues to rise by lifting others.

Senior Marketing Director, Tjhai

I met Derek thru a mutual friend and worked together with him on a couple of occasions. Being in a similar industry as him, I often found myself highly inspired by his growth mindset and the vision he has for his group. His dedication to his team and family is something that I hold high in esteem. Getting to where he is today is a true success story that you are in full control of your life, defying the odds and dreams do come true when you put your heart and soul into your career. Derek has also shared many of his strategies and plans with me, sparking ideas for myself in my own industry in team building as well. He is always very happy to take time and share those ideas with me despite his packed schedule, and I can see that is his commitment to his team as well. Looking to more collaborations and opportunities together Derek bro!